Cash Credit
Your ideas, wishes and needs
Do you need to access quick cash? In this case, you can enhance your financial possibilities by opting for a Cash Credit with precisely calculable expenses throughout the entire period.
We offer financing solutions tailored to your needs
A GE Money Bank Cash Credit supports you in a fast, uncomplicated and discrete way if you need enhanced financial possibilities. You can choose the amount of credit both individually and flexibly, starting from as little as CHF 500 up to CHF 80,000. Due to fixed repayments, you will always know what monthly expenses are to be paid.
Outstanding loans with another credit provider can also be transferred to GE Money Bank in a fast and uncomplicated way.
The most important facts – point by point
The most important information concerning your GE Money Bank Cash Credit at a glance:
- Opt for a credit amount between CHF 500 and CHF 80,000.
- Choose a term which suits your needs between 6 and 60 months.
- Your credit repayments fit comfortably into your monthly budget.
- We provide interest rates starting from 9.95% up to 14.50%.
- In many places, your interests are tax deductible (enquire at your local tax office).
- In the event of death, your remaining debt of up to CHF 60,000 is insured.
- We recommend you take out the optional Payment Protection Insurance.
- You find easily understandable information on handling money responsibly at www.gemoneybasics.ch.
Thinking ahead
Would you like to not have to worry about your financial obligations also in difficult times? We recommend you also take out Payment Protection Insurance* when concluding your Cash Credit agreement. This ensures that your monthly instalments are financed if you are not able to work due to illness or accident or if you become undeservedly unemployed.
*A service offered by LIGHTHOUSE GENERAL INSURANCE Company Limited, Schochenmühlestrasse 2, P.O. Box 159, 6341 Baar/ZG.
Calculation example
When financing an amount of CHF 10,000 with an effective annual interest rate between 9.95% and 14.50% the total costs for 12 months represent between CHF 523.40 and CHF 752.60.
Important legal notice
Approval of a loan is forbidden by law if it would lead to over-indebtedness on the part of the customer (legal stipulation as required by Art. 3, Federal Unfair Competition Act).